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Over 1000+ USERS on CHEQUEMATE

Welcome to a worldof rewarding andstress-free Ajo

Chequemate digitizes Ajo, so you can save, contribute,and grow with your circle across borders.

Our Numbers

0M+

TransctionsAcross groupsand solo savings

0+

Active userBuilding financialtrust daily

0+

Successful paymentsThanks to trust scores & auto debit

THE PROBLEM

Traditional Ajo is Risky

Not only is it risky, but it feels like a gamble. Here’s why:

The "Runaway" Risk

Someone collects the money and disappears.

The Tracking Nightmare

Who paid? Who is next? Manual records are messy.

The Commitment Gap

People join but stop paying halfway through.

THE SOLUTION

The Chequemate Advantage

Your favorite Ajo tradition is now built on tech you can trust.

Automated Contributions

No more manual transfers. The app handles the collection and the payout automatically.

The Trust Score

See the "financial reputation" of every member before you join a group.

Security Deposits

We minimize risk with upfront mechanisms that ensure everyone stays committed until the last payout.

Full Transparency

Real-time dashboards show exactly who has paid and who is up next.

How it Works

Create or Join an Ajo

Become an Ajo admin and invite friends, family, or community members or join an existing trusted circle.

Contribute Securely

Pay your share on time. "Every Ajo comes with a security deposit that keeps members accountable and the circle safe."

Receive Your Payout

Chequemate makes sure every Ajo payout goes to the right person, at the right time.

Testimonials
A Mate once said...

Michael Oghenevogaga

Michael Oghenevogaga

Lagos, Nigeria

The app is user friendly. I just finished registering Chequemate is literally the best savings app ever.

Features

We've made Ajo easy

Create & Join Ajo from anywhere

Start your own Ajo circle or join one with friends, family, or trusted circle. Set the amount, frequency, and number of members, all managed securely in the app. No more manual records or WhatsApp tracking; everything is transparent and automated.

Multi-Currency Wallet

Start your own Ajo circle or join one with friends, family, or trusted circle. Set the amount, frequency, and number of members, all managed securely in the app. No more manual records or WhatsApp tracking; everything is transparent and automated.

Security Deposits for Peace of Mind

Ajo admin can add an optional security deposit to protect members from defaults. Trust and accountability built into the system with security deposit.

Why Choose Chequemate?

01

Ajo, Done Right

Manage your Ajo contributions with ease using Chequemate's multi-currency wallets. Save, contribute, and move money across Naira, Pounds, Dollars, and Euros, without the stress of juggling multiple apps.

02

Ajo, Done Right

Manage your Ajo contributions with ease using Chequemate's multi-currency wallets. Save, contribute, and move money across Naira, Pounds, Dollars, and Euros, without the stress of juggling multiple apps.

03

Ajo, Done Right

Manage your Ajo contributions with ease using Chequemate's multi-currency wallets. Save, contribute, and move money across Naira, Pounds, Dollars, and Euros, without the stress of juggling multiple apps.

SECURITY & PEACE OF MIND

Bank-Grade Security. Zero Stress.

Escrow-Style Protection

Funds are held securely until payout.

Identity Verification

Every user is KYC-verified to prevent fraud.

Data Encryption

Your financial data is encrypted and never shared with third parties.

Hi, I'm Chequie

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Frequently Asked Questions

We're happy to answer your questions

You can start saving with as little as ₦500. We believe in making savings accessible and affordable to everyone.

You can join an Ajo group by accepting an invite from a group admin, or create your own group and invite your trusted circle.

Interest rates vary depending on the savings plan you choose. Check the app for the latest rates on each savings product.

Yes. Chequemate uses industry-standard encryption and partners with licensed financial institutions to keep your money secure.

Withdrawal rules depend on your savings plan. Some plans allow instant withdrawal while others have a fixed tenure.

You can reach our support team at support@chequemateapp.com or call 02013306493, Monday–Friday, 9am–5pm.

Visit our Help Center in the app or on our website for guides, FAQs, and troubleshooting tips.

Ready to Get Started with Chequie?

You can contact our support team via email at support@Chequemateapp.com or call us at 02013306493. Our team is available Monday to Friday, 9 a.m. to 5 p.m.