Over 1000+ USERS on CHEQUEMATE
Chequemate digitizes Ajo, so you can save, contribute,and grow with your circle across borders.

Our Numbers
₦0M+
TransctionsAcross groupsand solo savings
TransctionsAcross groups and solo savings
0+
Active userBuilding financialtrust daily
Active userBuilding financial trust daily
0+
Successful paymentsThanks to trust scores & auto debit
Successful paymentsThanks to trust scores & auto debit
THE PROBLEM
Traditional Ajo is Risky

Not only is it risky, but it feels like a gamble. Here’s why:
The "Runaway" Risk
Someone collects the money and disappears.
The Tracking Nightmare
Who paid? Who is next? Manual records are messy.
The Commitment Gap
People join but stop paying halfway through.
THE SOLUTION
The Chequemate Advantage

Your favorite Ajo tradition is now built on tech you can trust.
Automated Contributions
No more manual transfers. The app handles the collection and the payout automatically.
The Trust Score
See the "financial reputation" of every member before you join a group.
Security Deposits
We minimize risk with upfront mechanisms that ensure everyone stays committed until the last payout.
Full Transparency
Real-time dashboards show exactly who has paid and who is up next.
Create or Join an Ajo
Become an Ajo admin and invite friends, family, or community members or join an existing trusted circle.

Contribute Securely
Pay your share on time. "Every Ajo comes with a security deposit that keeps members accountable and the circle safe."
Receive Your Payout
Chequemate makes sure every Ajo payout goes to the right person, at the right time.
Create or Join an Ajo
Become an Ajo admin and invite friends, family, or community members or join an existing trusted circle.

Contribute Securely
Pay your share on time. "Every Ajo comes with a security deposit that keeps members accountable and the circle safe."
Receive Your Payout
Chequemate makes sure every Ajo payout goes to the right person, at the right time.
Testimonials
A Mate once said...
Testimonials - A Mate once said...
Michael Oghenevogaga
Lagos, Nigeria
The app is user friendly. I just finished registering Chequemate is literally the best savings app ever.
Faramade Gloria Olu-Falade
Lagos, Nigeria
The UI is beautiful, the features are thoughtful, and the savings rules keep me accountable. The visual goals make saving feel real.
Gloria Tejuosho
Lagos, Nigeria
The registration was pretty straightforward. I don't think I spent up to three minutes when creating my account.
Features
We've made Ajo easy

Create & Join Ajo from anywhere
Start your own Ajo circle or join one with friends, family, or trusted circle. Set the amount, frequency, and number of members, all managed securely in the app. No more manual records or WhatsApp tracking; everything is transparent and automated.

Multi-Currency Wallet
Start your own Ajo circle or join one with friends, family, or trusted circle. Set the amount, frequency, and number of members, all managed securely in the app. No more manual records or WhatsApp tracking; everything is transparent and automated.

Security Deposits for Peace of Mind
Ajo admin can add an optional security deposit to protect members from defaults. Trust and accountability built into the system with security deposit.
Why Choose Chequemate?
01
Ajo, Done Right
Manage your Ajo contributions with ease using Chequemate's multi-currency wallets. Save, contribute, and move money across Naira, Pounds, Dollars, and Euros, without the stress of juggling multiple apps.
02
Ajo, Done Right
Manage your Ajo contributions with ease using Chequemate's multi-currency wallets. Save, contribute, and move money across Naira, Pounds, Dollars, and Euros, without the stress of juggling multiple apps.
03
Ajo, Done Right
Manage your Ajo contributions with ease using Chequemate's multi-currency wallets. Save, contribute, and move money across Naira, Pounds, Dollars, and Euros, without the stress of juggling multiple apps.
SECURITY & PEACE OF MIND
Bank-Grade Security. Zero Stress.

Escrow-Style Protection
Funds are held securely until payout.
Identity Verification
Every user is KYC-verified to prevent fraud.
Data Encryption
Your financial data is encrypted and never shared with third parties.
Hi, I'm Chequie
I bring you firsthand access to investment opportunities, exclusive insights, and the latest on smarter, more sustainable saving. Subscribe to my newsletter and stay ahead with tips, updates, and features from the Chequemate community.
Hi, I'm Chequie
I bring you firsthand access to investment opportunities, exclusive insights, and the latest on smarter, more sustainable saving. Subscribe to my newsletter and stay ahead with tips, updates, and features from the Chequemate community.
We're happy to answer your questions
You can start saving with as little as ₦500. We believe in making savings accessible and affordable to everyone.
You can join an Ajo group by accepting an invite from a group admin, or create your own group and invite your trusted circle.
Interest rates vary depending on the savings plan you choose. Check the app for the latest rates on each savings product.
Yes. Chequemate uses industry-standard encryption and partners with licensed financial institutions to keep your money secure.
Withdrawal rules depend on your savings plan. Some plans allow instant withdrawal while others have a fixed tenure.
You can reach our support team at support@chequemateapp.com or call 02013306493, Monday–Friday, 9am–5pm.
Visit our Help Center in the app or on our website for guides, FAQs, and troubleshooting tips.
You can contact our support team via email at support@Chequemateapp.com or call us at 02013306493. Our team is available Monday to Friday, 9 a.m. to 5 p.m.
You can contact our support team via email at support@chequemateapp.com or call us at 02013306493. Our team is available Monday to Friday, 9 a.m. to 5 p.m.